Yes this Luma covid policy will cover visitors entering Thailand. The policy will cover the entire period of stay of the insured person.
Yes the policy will cover medical expenses for Covid-19 at the maximum limit of 3.5 million baht per policy year.
Luma will insure up to 75 years of age.
The starting date should be the date that you will arrive in Thailand.
You should buy the policy to cover the entire duration of your stay in Thailand. If you have gotten a visa approval of 3 months, then you should buy it for 3 months.
If you are a Thai national, you are not able to purchase this policy as this policy is only for foreigners coming to Thailand. Those who are taking trips to Thailand for medical purposes will not be able to purchase this policy as well.
Pre-existing condition, suicide, attempted suicide or self-harm, terrorism.
Yes you can, we provide this with free of charge, please let us know 3-4 days in advance and we will be able to change them for you.
Yes you can, you can buy them directly on our site again to extend for your policy.
Yes you can, if you COE is denied, please send us the rejection letter and we will refund you back the premium that you have paid.
No you don't need to pay first, Luma will provide medical treatment without any advance payment from your side.
If you need immediate assistance, please use the claim hotline otherwise please go down to the claim process section.
Claim hotline :
Please call Luma claim hotline at : 020785621 or 020785625 or 020785626
Claim process :
Prepare the documents according to the matter of claims.
Based on our recommendations, we would recommend Allianz International as you are getting the most value for your money, please check our main page here : Covid Insurance for foreigners entering Thailand.