Luma Covid Insurance 50,000 USD for entry of Thailand

Luma covid insurance plans for entry to Thailand. Thai Immirgration Approved. Certificate Provided Instantly.

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Main Benefits of Luma Covid Insurance

Insured by Luma Insurance Company

Your benefits are covered and underwritten by Luma, one of the largest insurers worldwide. You are always in safe hands!

Thai Government Approved

With the requirements of Covid-19 cover and 3.5 million THB of cover (equivalent to 50,000 USD). This policy have got you covered. You can use this policy to enter Thailand.

Covid-19 Cover

This policy covers the medical expenses of Covid-19 or Coronavirus as required by the Thai government for those entering Thailand.

No waiting period

No waiting period. All of our policies have no waiting period. The coverage will start as soon as you leave the country of the departure point (Allianz) and as soon as you reach the Thai immigration points (Tune Protect/LUMA) & AXA.

Covers the 14 days Alternative State Quarantine (ASQ)

Our policies cover the ASQ 14-10-7 days quarantine period. If you need to see a doctor during the AQS period , we have got you covered.

Certificate Provided

Insurance Certification for Covid-19 will be provided along with your policy so you will be able to show this to the immigration when entering Thailand.

Medical & Emergency Treatment Included

Medical expenses cover, accidental cover, third-party cover, luggage insurance, 24/7 emergency assistance coverage. All of these coverage are included with this policy.

Easy & Simple

Fast and simple. Quote, Pay and get your insurance policy and insurance certificate via your email right away.

Insurance Coverage Plans - Full coverage

Tune Protect
Tourist visa/visa on arrival/STV/OA/OX/Non-B

CoveragePlan 1Plan 2Plan 3
Death, Dismemberment, Loss of Sight or Total Permanent Disability from accident.
การเสียชีวิต สูญเสียอวัยวะ สายตา หรือทุพพลภาพถาวรสิ้นเชิง เนื่องจากอุบัติเหตุ
Medical Expenses from injury or sickness.
Emergency Medical Evacuation or Repatriation to Country of Domicile.
Repatriation of Mortal Remains to Country of Domicile.
Expenses for Visiting the Patient in the Hospital.
Trip Cancellation or Postponement
Trip Curtailment
Travel Delay (Flat payment of 4,000 Baht for every 6 consecutive hours delay)
การล่าช้าในการเดินทาง (จ่าย 4,000 บาท ทุกๆ 6 ชั่วโมงและสูงสุดตามทุนประกันภัย)
Baggage Delay (Flat payment of 4,000 Baht for every 6 consecutive hours delay of Checked-In Baggage from time of arrival.)
การล่าช้าของกระเป๋าเดินทาง (จ่าย 4,000 บาท ทุกๆ 6 ชั่วโมงและสูงสุดตามทุนประกันภัย)
Loss or Damage of Baggage or Personal Effects, that are not in exception, by covering 3,000 Baht per any one item (Deductible of 600 Baht per claim)
การสูญเสียหรือความเสียหายของกระเป๋าเดินทางหรือทรัพย์สินส่วนตัว (จ่าย 3,000 บาท ต่อชิ้นและสูงสุดตามทุนประกันภัย และค่าเสียหายส่วนแรก 600 บาท)
Loss or Damage of Travel Documents
Public Liability (Deductible of 1,000 Baht per claim)
ความรับผิดต่อบุคคลภายนอก (ค่าเสียหายส่วนแรก 1,000 บาท)
Credit Card Legal Liability (Deductible of 1,000 Baht per claim)
ความรับผิดต่อบัตรเครดิต (ค่าเสียหายส่วนแรก 1,000 บาท)
Total PremiumGet quotes Get quotes Get quotes

Underwriting Guidelines

Covers any medical expenses, including COVID-19, and is subject to the terms and conditions as well as the exclusions are stated in The Insurance Policy.
The insured must be between 1-75 years old.
The insured can buy a maximum of 1 insurance policy.
The insured must be in good health. There is no part of the disability before the date of applying for insurance.
The Company reserves the right not to accept insurance for the insured traveling to or through the provinces of Pattani, Yala and Narathiwat.
Terms and conditions of underwriting as designated by company.

Steps in buying Luma Covid Insurance

Buying Luma covid insurance is super easy!

To apply for Luma covid insurance, just follow easy steps below :

  1. Choose and compare the plan that you want online.
  2. Pay.
  3. The original policy and the insurance certificate letter will be sent to your email straight away.
  4. That's it!


Does the Luma covid insurance meet the requirements for foreigners to enter Thailand during the pandemic ?

Yes this Luma covid policy will cover visitors entering Thailand. The policy will cover the entire period of stay of the insured person.

Does the Luma covid insurance cover medical expenses for Covid-19?

Yes the policy will cover medical expenses for Covid-19 at the maximum limit of 3.5 million baht per policy year.

What is the age limit for this Luma policy ?

Luma will insure up to 75 years of age.

What or when should be my starting date of insurance ?

The starting date should be the date that you will arrive in Thailand.

How long do I need to buy the insurance policy for ?

You should buy the policy to cover the entire duration of your stay in Thailand. If you have gotten a visa approval of 3 months, then you should buy it for 3 months.

Who can't buy this Luma policy ?

If you are a Thai national, you are not able to purchase this policy as this policy is only for foreigners coming to Thailand. Those who are taking trips to Thailand for medical purposes will not be able to purchase this policy as well.

What are the exclusions of this policy ?

Pre-existing condition, suicide, attempted suicide or self-harm, terrorism.

Can I change the dates of the policy once I purchased them ?

Yes you can, we provide this with free of charge, please let us know 3-4 days in advance and we will be able to change them for you.

Can I extend my policy ?

Yes you can, you can buy them directly on our site again to extend for your policy.

What if my COE is denied, can I request a refund ?

Yes you can, if you COE is denied, please send us the rejection letter and we will refund you back the premium that you have paid.

What if I tested positive for Covid-19 during the ASQ period or the quarantine period, do I need to pay first ?

No you don't need to pay first, Luma will provide medical treatment without any advance payment from your side.

What do I do for claims ?

If you need immediate assistance, please use the claim hotline otherwise please go down to the claim process section.

Claim hotline :

Please call Luma claim hotline at : 020785621 or 020785625 or 020785626

Claim process :

Prepare the documents according to the matter of claims.
Download the claims form here. Download
Submit the documents to

I am unsure of what company I should purchase my policy with ?

Based on our recommendations, we would recommend Allianz International as you are getting the most value for your money, please check our main page here : Covid Insurance for foreigners entering Thailand.

Mister Prakan and Luma Insurance Company

Mister Prakan (Thailand) is an authorized representative of Luma insurance company with the insurance brokerage license number of ว00012/2544 that is legally registered in Thailand by the OIC. Our company is built on the foundation that quality service can be provided through the choices we provide. Customer service is not an after thought for us, it is the core of everything we do. We work with over 30 companies that provide our clients with their insurance needs. We give them a wide array of choices so that their options are limitless. We run a complete and easy-to-use comparison site for all types of insurance. We help you to find the best deal. We're always looking for ways to make comparing insurance better and smarter for you.

And we believe that Luma is one of them.

We believe that Luma is one of the companies that we recommend out to our clients. Luma is an established name in the insurance industry with years of experience and expertise. Luma has been considered a staple name for coverage all throughout Thailand therefore you can be sure that you are always in safe hands.

I have questions, how can I contact you ?

You can contact our support team right away at : . We are ready to assist you on questions that you might have.

What are other insurance companies' policies I can take a look at ?

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We've helped thousands of People get into Thailand with Luma Covid insurance.

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