First class insurance is comprehensive and covers the car and third party as well. For the others, 2nd and 3rd class usually just covers third party liability. 2+ and 3+ class still has partial coverage for your car but 3rd class mostly is for third party liability.
When buying Class 1 (First Class) car insurance, you can always choose between Dealer or Garage coverage. Meaning that when you have been in an accident, if you have a dealer car insurance policy and you drive a Toyota, you can take your car into Toyota Dealer to get reparied but if you have a Garage policy, you will need to go to a normal contacted garage. Car insurance with dealer type of coverage is of course will be more expensive than the normal garage coverage.
Yes. Class 1 insurance will tow your car to the nearest garage or dealer that you wish if and only if you have been involved in an accident only (Different to the Roadside Service coverage)
Yes, if your coverage start date is today, your accidents will immediately be covered. As long as you have already paid, then coverage is already guaranteed.
Every insurance company is required to have a Emergency hotline.
In some cases, yes it will be cheaper. however, the premiums on our website are campaign premiums and this is already cheaper than what insurance companies offer. However, if you want to name drivers, you can name up to 2 drivers and the premium sometimes will be cheaper but that means only the drivers that are nammed can drive the car only.
Yes, all of these insurance policies provide cover for public liability or third party property insurance.
What we always recommened is to always go for Class 1 (First class) as this will cover you the most. However, if you only want partial coverage for damages for you car, you can always go for class 2+ and 3+. And last, if you want only third-party cover you can always go for Class 3 (Third Class).
This will depend on the insurance companies and their premium campaign, however more or less for Class 1 (First Class), the qualified will be between 1-10 years old. Class 2+ and Class 3+ will be between 1 - 15 years old and Class 3 will have the age limit of 25 years old.
No-claim bonus will only be available for First class insurance (Class 1) If you haven't made any claims on your policy, you will get a no-claim bonus of 20% every year until your no-claim bonus reaches 50% *This will depends on the guidelines of each insurance company, some companies offer a no-claim bonus and some don't.
Not all companies have implemented this as of now, but there are some companies that provide discounts for cars that have dashboard cameras. You can select the dashcam option when comparing and quoting through our comparison service.
You will receive 2 sets of documents (PDF and original documents)
We will send the PDF documents set by LINE or Email within 1-2 days, in which you can print this and keep in with you (or in your vehicle) as this will be your temporary policy (any emergencies or accidents, this document will be enough)
For the original documents set, you will get them within 7-14 working days. We will send them to your mailing address that you have specify. In the mean time, your car is already covered and you can call the hotline for emergencies and accidents.
You can always call us at our Hotline : 02-985-9123 or Chat with us LINE@ @mr.prakan or Email us : support@misterprakan.com
Office hours Mon-Fri : 08:00 - 17:30
