Car Insurance Thailand Class : 3

Buy car insurance class 3 online & save today

Car Insurance in Thailand
1. Vehicle's Details

How to Buy the Best Car Insurance Class 3 in Thailand: A Comprehensive Guide

Looking to buy the best Class 3 car insurance policy here in Thailand? Look no further! Our platform offers extensive customization options, enabling you to tailor your coverage to suit your needs.

Here are the details of Class 3 voluntary car insurance coverage:

Third party liability coverage


Liability for bodily injuries or death / person and liability for bodily injuries or death / accident

Up to THB 5,000,000 per occurrence for property damages and up to THB 3,000,000 per person and THB 10,000,000 per occurrence for bodily injuries and loss of life.

Property Liability

The policy compensates for damages to third-party property or individuals caused by your vehicle during the insurance period up to the amount specified on the policy. This includes property damages.


Additional Coverage


Personal accident coverage

The policy offers compensation for the loss or bodily injuries of the insured person(s) caused by the loss of life, hand, foot, vision, permanent disability, or temporary disability.

Medical expenses

The policy covers actual and reasonable medical expenses, surgical expenses, and hospital service expenses for any covered person who sustains bodily injuries caused by an accident while in, entering, or exiting the vehicle.

Bail bond coverage

The policy covers bail bond coverage in case of detainment by a third party or the police.

Additional Options for your car insurance policy

Deductible/ excess

When purchasing an insurance policy, the insured typically has the option to select a deductible and excess amount. The deductible is the amount of money the insured must pay out of pocket before the insurance policy begins to cover the remaining cost of a claim, while the excess is the amount the insured agrees to pay in addition to the deductible. By choosing a higher deductible and excess, the insured is effectively taking on more financial risk in the event of a claim. However, this increased risk results in a lower premium, as the insurance company can reduce their potential payout in the event of a claim. In other words, the insured is willing to pay more out of pocket in exchange for a lower premium. Therefore, selecting a higher deductible and excess can help make an insurance policy more affordable.

Repair types

When it comes to Class 3insurance policies, there is only garage option available.

Dealer repair type & Garage repair type

The dealer repair type allows you to get your car fixed at the manufacturer's dealership, whereas the garage repair type involves getting your car fixed at one of the networked garages of the insurance company. While both options have their advantages, the dealer repair type is generally considered to be more expensive than the garage repair type. This is because the manufacturer's dealership often charges higher rates for parts and labor. On the other hand, the garage repair type may be more convenient and cost-effective, as the insurance company has pre-negotiated rates with their networked garages. Ultimately, it's up to you to decide which type of repair option works best for your needs and budget.

Highlights
Best Price Guarantee

We have selected the best plans with the best prices for you to compare and choose from.

Installment Plans

Pay your premiums in installment up to 10 months with a Thai Credit-Cardwith no extra fees.

Online 24/7

Compare plans and purchase your policies online with us anytime and anywhere you want. Our website is there 24/7!

Free Addtional Services

Get free services like 24/7 roadside assistance, theft insurance, replacement car within your policy right away! (Depends on the plan that you have chosen).

No Hidden Fees

The premiums and the prices you see on the website is the price you pay. No hidden charges and addtional fees.

Fast and Easy

Fast Simple and Easy. Compare and start coverage for your car within minutes. Super simple!

Steps to apply for Car insurance in Thailand

Buying car insurance is simple & easy

To apply for car insurance, we will need the documents from you as below (This applies to every insurance companies) :

  1. Apply through our website or contact a customer service representative.
  2. Submit a copy of your Passport or Thai Driving License.
  3. Submit a copy of your Green book or Registration or Deed of Sale.
  4. Pay Invoice Premium
  5. You’re covered.
  6. The original documents (policy) will be sent to your mailing address within 7-14 days

*Some insurance companies ask for pictures of your car, but most insurance company schedule and inspection date most especially with First class insurance.

You can send addtional documents to us by LINE Chat with us or by Email [email protected]


Get Car insurance class 3 from us now.