Condo insurance Thailand

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Coverage of condo insurance.

Besides covering structural damage to your condo space, condo insurance also covers furniture and belongings inside it. As well as covering burglaries, damages, and third-party liabilities, this type of insurance also provides additional coverage.

Fire and other hazards

Insurance covers natural disasters such as fire, lighting, short circuit damage, aircraft disasters, smoke and water hazards, and flooding. Coverage from flooding depends on the insurance company. Most flood damage is covered (but some companies don't) - check with your agent for details.

Robbery (stealing, stealing, plundering)

Coverage will also protect from theft. It will cover the loss of furniture or contents inside your property within the building. In addition to protecting lost items, damage to property is also covered such as tampered with doors or windows. (IT equipment is also covered such as notebooks, mobile, computers, etc.)

Cash Insurance

During theft or robbery, cash insurance protects and covers it. There are some insurance companies that cover this and protect the condo with a limit on the amount of cash lost. However, some companies do not cover this at all - ask your agent or broker to find out if your chosen plan covers it.

Expense for temporary accommodation

While your condo is being repaired due to damage cost by an incident, the insurance company pays for temporary accommodation compensation for you to stay in a hotel or rented room. The insurance company will pay for alternative living expenses until your house becomes livable again if your place is unlivable. Make sure you ask your broker or agent about the details of your plan to make sure it covers this as well.

Glass Insurance

Damage to glass installed in your house or replacement of glass that is damaged or broken due to theft or robbery will be covered under the terms and conditions of an insurance company.

Third-party liability

Coverage of third-party liability is covered, if there is a death or injury that occurred within your condo that is caused by an incident. This will be covered under the terms and conditions of the insurance company.

Personal Accident

Personal Accident for condo insurance is covered should the accident happen in the condo ( Coverage is only available to ages Persons under 70 years old )

Additional coverage

In addition to the main coverage, each insurance company has a different additional coverage such as flood coverage, family members' death compensation, temporary placement compensation if the facility is not livable, maintenance cost, design costs, work control, and so on. Please check with your agent or broker about the inclusions of your policy.

To find the best plans for condos, you must always compare available plans and options and also take a look at the terms and conditions from both the insurance companies and the OIC thoroughly.

How to Buy Condo Insurance

Buying Condo insurance is simple & easy

To apply for condo insurance, we will need the documents from you below (This applies to every insurance company) :

  1. Complete the Application form via our website. Or buy through our staff through email or @LINE
  2. Send a copy of your Passport(Foreigner) or ID Card (For Thais)
  3. Send a copy of the House Registration
  4. Pay Premium
  5. Immediate Protection (We will Send a Temporary PDF to you confirming your coverage)
  6. The original documents (policy) will be sent to your mailing address within 7-14 days
Documents can be sent as a photo by emailing [email protected]

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