I called many insurance companies and brokers during my search for health insurance provider. I found that Mister Prakan gave me very good insight, especially my agent (her name is Mady) who was very helpful and knowledgeable. Info I got helped me make a better decision amidst the myriads of choices out there. That's the beauty of going through a broker, esp. when you don't know what provider to pick. Since brokers offer plans from many providers, they will give you info on different providers out there without preference. At least it was like that for my experience.