Rental Motorbike Insurance Thailand

Rent and Ride without any worries :)

Buy Rental Motorbike Insurance in Thailand
*Only rentals in Phuket or Samui only.

Third-party damage to property
Hit a house ? Hit a car next to you ? we have got you covered for thrid party damange to property

Third-party personal accident
Coverage of personal accident for the third-party. Accidently hit a person ? We pay up to 300,000/person

Bailbond Coverage
We will bail you out if you were put in jail due to Careless or Reckless driving

Partial Insured for Motorbike
We cover the damanged done to the motorbike up to 8,000 THB. *Deductible or excces of 2,000 is applied

Medical Expenses
Medical expenses for the driver (+Passanger) up to 100,000 THB

24hr Hotline
Claim hotline available 24 hr Monday - Sunday. Any accidents we are there for you :)

**Please study the terms and conditions of this insurance carefully (Under the coverage section of this page).


Public Liability

Public liability cover can be broken down into two categories, in which there is a combine limit of these 2 coverages of 10,000,000 THB (Combine limit) per accident :
1.1 Loss of life, bodily injury, illness or health of third party include the passenger
1.2 Loss of or damage to property of third party

Loss of life, bodily injury, illness or health of third party include the passenger

This coverage is a third-party coverage for the personal accident and medical expenses of the third party, this includes death, and bodily injuries and dismemberment with a limit of THB 300,000 per person and 10,000,0000 THB per ocurrence.

Loss of or damage to property of third party

This coverage is a third-party coverage for property damages with a limit of THB 100,000 per person and 1,000,0000 THB per ocurrence.

Extended Coverage

Extended coverage is the coverages that are included in this policy other than the third-party coverage.

Personal Accident (AOR Bor.1) for the insured person

Personal Accident (AOR Bor.1) is the coverage that covers the insured person in the event of death, bodily injuries and dismemberment of the insured person.

Damage for Motorbike

This coverage is the coverage that will cover for the damages of the motorbike that you have rented out. However, it is important that this coverage covers the damages from accidents only and you must contact our hotline to file for the claim reports.


In Thailand, by law, if you are being involved in a big accident, the police department may put you in jail. This coverage will bail you out of jail so don't have to be in it.

Personal Accident (Aor Bor.1) for the passenger

Personal accident is the coverage that is being paid to your family in the event of death of the passpanger that is riding with you (If you have chosen the passanger coverage).

*Please see the full table details of the policy below.

Coverage in full

Coverage Amount (THB)
Third Party Cover
Liability for bodily injuries, dismemberment or death / person 500,000
Liability for bodily injuries, dismemberment or death / accident 10,000,000
Third Party Property Coverage 200,000
Additional Cover
Bail Bond / accident 200,000
0-124 CC. 2,567 THB
125-249 CC. 2,733 THB
250 - 1,500 CC. 2,848 THB


Do I really need rental motorbike insurance while renting a motorbike in Thailand?

Rental motorbike insurance is a way for you to have peace of mind, you can be the most careful person in the world but, driving on a motorbike is unpredictable and it's better to be safe than sorry.

When you rent a motorbike is it better to ask if the motorbike has full insurance?

Yes. Insurance is the best way to solve a problem regarding accidents.
Note: Generally, nobody offers full insurance.

If the motorbike does not have full insurance, what will happen?

You must pay all the damages or even more.
Note: With this insurance, you will have someone that can help you to check the real cost of the damages and you will be covered.

Can I buy these insurance policies if I already rented out the motorbikes ?

Yes, you will need to select the start and end date of your coverage. No hidden fees, Just pick the dates you want to be covered and that's it.

Why do we need full insurance for the motorbike?

The company covers until 10,000,000 THB for damages to third parties and 8,000 THB for the motorbike.

Is 8,000 THB enough to fix a motorbike?

Yes, we wanted to offer a competitive price, 150 THB/day. We researched accidents and analyzed the cost. Most of the problems with motorbike accidents are fixed with 8,000 THB or less.
Note: It is always difficult for a foreigner to know the real price, we’ve come up with this insurance so that less foreigners get cheated.

What does 10,00,000 THB damage to third parties include?

It includes damage to property and people that are involved in the accident. If you are involved in an accident that involves people needing medical care, their hospital treatment will be covered. Other damages to property will also be taken care of.
Note: This is the biggest advantage of this insurance, if you don’t have coverage then you must pay for everything yourself.

Are there other full insurance plans for motorbike rentals?

None. This is the first of its kind in Thailand.
Note: Some people say they are selling cover for the motorbike, this might not be true as this insurance is the first of its kind.

If you’ve purchased a health insurance policy or travel insurance policy in your home country, doesn’t it already cover damage to the motorbike and third party accidents?

It covers your own medical expenses.
Note: This means you must pay all damages for the motorbike and the third party accident.

Is our insurance only valid when we rent the motorbike?

No, our insurance covers your medical expenses even when you are doing different things like: Boating, Driving, Jetskiing.
Note: This is why many tourists buy this insurance for the whole holiday.

What is the biggest problem in case of an accident, if you don’t have full insurance?

The time wasted, the money wasted, usually will increase a lot the price when you break the motorbike or do damage to it. The best way to deal with it is to buy insurance that will take care of everything.
Note: The problem is taken care of the company, you can simply enjoy your holiday.

What does Bailbond coverage cover?

In Thailand if you have been involved in an accident for the reasons being A )Drunk Driving B) Careless & Reckless driving , you could be put in Jail ( Temporary ) . Therefore , this bailbond coverage will bail you out of Jail.
Note: Please don't drink and drive and do drive carefully.

What is AOR BOR 1 Personal Accident?

AOR BOR 1 is included in the Personal Accident coverage, this will pay your beneficiary an amount if you are dead or became disabled due to the accident.

What is the city that you operate in ?

Currently you can purchase our rental motorbike policy when renting bikes in Koh Samui and Phuket only.

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