This coverage is required and should have a minimum sum insure of 12,000 USD or 400,000 baht of Coverage. This cover is for hospitalization purposes, meaning that you are admitted and required to stay overnight or a couple of days due to doctor’s recommendation.
This coverage is also required when applying for visa, and should have a minimum cover of 1,200 USD or 40,000 baht of coverage annaully. This coverage is for doctor’s visits and outpatient procedures that do not require you to stay in the hospital for observation. This includes prescribed medications and lab exams that doctors prescribe.
Coverage for Vision related concerns, this coverage includes prescribed eyeglasses or contacts or any exam or checkup related to your vision. **optional coverage.
Coverage for Dental related concerns, this coverage includes normal procedures, cleaning, fillings etc. This however does not cover anything related to cosmetic procedures. **optional coverage. If you are looking for only dental insurance, please check the coverage and price here : Dental Insurance Thailand
Helps lower the cost of your premium, a specified amount of money that the insured must pay before the insurance company will pay a claim. **optional coverage.
Other insurance policies include Maternity cover, plans in Thailand do not have the option to take this out, it usually comes with the plan as a bonus or the plan is a much higher plan so it includes maternity coverage. **optional coverage.
*Maternity coverage usually has a 10-month waiting period or 1 year, depending on what insurance company you decide to go with.
To find the best plans for yourself, you must always compare between available plans and options and also take a look at the terms and conditions from both of the insurance companies and the OIC thoroughly.